Founded in 2008, Perfios has become one of India's leading fintech infrastructure companies. By leveraging AI and data analytics, it enables banks, NBFCs, insurers, and fintech companies to automate financial data analysis, accelerate underwriting, and improve risk management.
The Story
As financial services rapidly digitized, lenders struggled with one major problem—manual verification of customer financial information.
Perfios introduced a platform capable of extracting, analyzing, and interpreting financial data automatically, allowing institutions to make lending decisions in minutes instead of days.
Its solutions expanded from bank statement analysis into a comprehensive financial data intelligence platform supporting lending, wealth management, insurance, and compliance.
Why It Matters
The future of finance depends on trusted, real-time financial intelligence.
Perfios enables financial institutions to deliver faster, safer, and more efficient services while reducing operational costs and fraud risks.
The FundForge Take
Consumer apps often receive the spotlight, but infrastructure companies create the foundation that entire industries rely upon.
Perfios is a compelling example of how solving complex enterprise challenges can lead to global scale and lasting impact.
Its journey reminds us that some of the most valuable startups are the ones working quietly behind the scenes—powering innovation without always being visible.
